Lifestyle Trends
Lifestyle & Trends - Money & Finance
Four smart home and auto insurance tips for seniors
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Saving money is important, especial for senior citizens. And seniors may be going through some life changes. There are four simple insurance tips that can help ensure you're adequately covered and getting all eligible discounts.
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Weighing the costs of walking away from an upside-down mortgage
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Owing more on your mortgage than your house is worth may seem like a bad investment. But the alternative - choosing to default on your mortgage even if you can afford the monthly payments - will take a significant toll on your credit rating.
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Is going green worth it?
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You've stopped buying bottled water, opting instead for a reusable bottle you carry everywhere you go. When you go shopping, your list leans toward the organic and recycled. But when you get home, going "green" seems a lot more daunting.
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Nonprofits leaning on individuals and corporations in tough times
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A new study released by the Corporation for National and Community Services reported that the number of volunteers in America rose 1.6 million in the past year. The dramatic increase ultimately demonstrates that people are contributing to their communities at an increasing rate, even during financially challenging times.
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Classic car - what kind of insurance do you need?
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Do you have a muscle car in the garage? Or maybe an older model Mustang, Corvette, Volkswagen or Cadillac? If so, what are you doing about auto insurance for your classic car?
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How closing credit cards affects your credit score
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If there are old merchant cards and other credit cards taking up space in your wallet, you may be tempted to close those accounts, since you don't use them anymore. However, that would be a bad move for your credit score. Even though you're not using them, those old credit cards are helping your credit score in a number of ways.
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Which mechanic works best for you: independent or dealership?
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If you just moved, are a new driver, or are in need of a new mechanic, you have plenty of options. You have the independent mechanics with their smaller shops, and the large dealerships that handle a lot of cars every day. So which one makes sense for you and your vehicle?
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Rethinking college because of the cost? Studies show you're not alone
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It wasn't that long ago that a summer job could pay for next year's college tuition. Now, by working a summer job while you're in college, you might be able to cover a few credits and a couple months' rent.
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Layaway: It's back and easier than ever to use
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In decades gone by, layaway was a staple for budget-conscious customers in retail stores across the country, but its popularity waned as credit cards became more available and consumers sought alternate finance methods to buy clothing and necessities. With household budgets tighter than ever due to the recent recession, layaway is once again emerging as a viable shopping tool.
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Creative fundraising helps to keep schools strong
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Times are tough, as every parent is keenly aware. But while everyone knows how the economy is affecting household budgets, families with school-age kids are feeling an extra crunch that is being put on their children's schools.
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